Monday, October 29, 2012

TRUE CAUSES of the FINANCIAL CRISIS! (not the BS that BO spews!)

Sometimes a Little Satire is Needed to Drive Home a Point!


Often it is best to use humor to drive home a point!  And here's the point that very few seem to know... Obama was arguably the #1 Chief Architect of the Financial Crisis!  I'll prove my point just below...
I am THE whistle blower that can back it up because I was there!  I worked on Wall Street (Merrill Lynch) for 10 years and also built a mortgage banking operation from my basement that grew over 12 years into one of the top 200 largest mortgage banking companies in the country with over 300 employees in 39 states.  I served on my state's mortgage association Board (and was President as well) for 4 years. That required me to be in Washington D.C. each quarter, along with other states' Board members and Presidents, with legislators, lobbyists from the biggest banks and mortgage banks, regulatory officials, HUD Secretaries, state Attorneys General and others.  Many of these meetings were closed door sessions and we saw / heard all the lobbying and rationalization that justified the abuses of homeowners that is a national scandal now - the subprime mortgage induced meltdown of the global economy.

We just re-elected the most cunning impostor to ever hold the office of the president of the U.S., and one of the biggest contributors to the global financial crisis that still holds the economy hostage!!  We must educate the electorate that voted on November 6th for Barack Obama, arguably the most influential person that caused this financial crisis!   Historians MUST get this right!!!

Help me help you!  Jerry MacGuire (Tom Cruise) in the movie by the same name just seems appropriate here!  If enough people are aware of Obama's huge role in causing The Financial Crisis, surely they will finally see that the Emperor-in-Chief has no clothes! 
    
                                                       


My best selling book, Skullduggery - True Causes of the Financial Crisis, is written by Ted Krager, a whistle blower and mortgage industry / Wall Street insider.

Below are two of the four Cruxes of the Book.  I know 99% of people do NOT know these facts because while writing my book I did a survey with about 6,000 participants across the Left and the Right!

#1 - 1994 - Obama was part of a legal team that filed the 1st lawsuit that forced banks to lower their standards and make subprime loans.  Subprime loans caused the banking industry to implode.  The "bullets in the gun" were subprime mortgages.  Without those, the Financial Crisis would not have occurred.  The banks and Wall Street exacerbated it, but take way those bullets - no meltdown!
Obama constantly rails against "Fat Cat Bankers and Wall Street firms that gamed the system and changed the rules."  NO they didn't!  Obama was on the team of lawyers that changed the rules and gamed the system!!  He is getting away with perhaps the biggest political fraud and hypocrisy ever perpetrated on the public and that speaks volumes about our current Pretender-in-Chief!

#2 - January 2002 - A Harvard Law Professor asks for and is granted a special meeting with the Senate banking Committee on January 8th, 2002.  He presents a multi-year case study of over 3,000 mortgages to the Committee, documenting extreme mortgage abuse of home buyers by the banks.  Abuse was so bad that 85% of all mortgages were proven to have hidden fees, amounting to an implied interest rate of up to 114%!!!  This was obviously illegal under various mortgage lending laws (RESPA) as well as a clear violation of usury laws in all 50 states.  This Senate Committee had a majority of Democrats, including Chris Dodd and Chuck Schumer, so what did this group of elected officials do with this proof that home buyers were being egregiously ripped off?  They buried this report!  That had far reaching ramifications because 75% of subprime loans were piled on by the banks from 2002-2007.  If the Committee had acted on this, there would not have been this Great Recession we are all suffering through.  It was obvious, preventable and the Senate could have stopped it!

and

#3 -  November 1998, President Bill Clinton passes Gramm-Leach-Bliley, repealing Glass Steagall that kept banks from using your "safe money" in checking and savings accounts as well as in Certificates of Deposit from being used in speculative investments (like subprime mortgages).  The walls came down, the banks had an endless supply of funds to use for the new and significant wave of subprime mortgage borrowers (the landmark lawsuit Obama's legal team filed in 1994 settled in late 1998) and the Housing Boom was on, artificially created by political ideologies, not economic supply and demand forces.  The result is displayed poignantly in the chart below:

From 1890 to 1998, it is clear that the median price of homes in the U.S. rose by about 3.5% annually, factoring out the recessions and immediate booms afterwards.  BUT... from 1998 through 2006, there is an overt spurt to the upside, peaking in just 9 short years and then imploding through 2012.  

Now I ask you... if even a casual observer looked at this chart, what jumps out at you?  Clearly it is the aberrant explosion of home prices in 1998-1999.  That would beg the Question: "What the hell happened in 1998?!"  Answer:  Laws changed (Obama's legal team lawsuit against the banks forcing them to make subprime loans) and the repeal of Glass-Steagall by Clinton.  

This is the proverbial picture worth a 1,000 words and the evidence is simply irrefutable.  Attorney Barack Obama and president Bill Clinton, two of the worst Progressive Democrats in the land, made my Top 10 List as Masters of the Meltdown.  (Actually, both are in the Top 5!)  They had help but now you know why both of them are desperately trying to outwit historians and voters!  It is my life's desire at this time to "out" them and the inexorable message should be sent on November 6th, 2012 - CAPITALISM IS THE GREATEST SYSTEM IN THE WORLD AND THE REASON THAT MILLIONS OF PEOPLE RISK THEIR LIVES TO COME HERE AND MAKE A LIFE FOR THEMSELVES!

THE ONLY TIME THAT FREE MARKETS DO NOT WORK IS WHEN SOCIALISTS LIKE BARACK OBAMA AND BILL CLINTON AND ALL THEIR CHICAGO ACOLYTES BASTARDIZE THE PRINCIPLES ON WHICH THE U.S. WAS FOUNDED ON TO SPREAD THE WEALTH AROUND AND LEVEL THE PLAYING FIELD WITH WEALTH REDISTRIBUTION.

WE ARE SMARTER THAN THIS AMERICA!  WE KNOW BETTER!  DO NOT LET OBAMA AND HIS CHICAGO THUG, SAUL ALINSKY-ites DO THIS TO THE UNITED STATES!

                                                    http://www.skullduggerybook.com/

                                 http://www.youtube.com/watch?v=WRGKbgmU94A&feature=plcp

                                             http://www.skullduggerybook.blogspot.com/

Here are the two best (of many) comments I have received from people who have read this book:

"Ted, I spent my career on Wall Street as a bundler of mortgage backed securities (MBS) and retired after 28 years in 2003.  I had no idea what was going on but many of my life-long friends there retired in 2007 because they could see the debacle coming.  However, none of them knew what the origin of all this was.  Your book explained it perfectly.  You dotted the i's and crossed the t's and called out the right people... consider me now informed and mad as hell.  I'm so tired of hearing Obama blame "fat cat bankers and greedy Wall Street people for the debacle he is responsible for."  Gary H.

"Ted, your book is going to cause a lot of pain for a lot of people who were part of the liberal machine in the Clinton administration that went to such lengths to strong-arm the banks into lowering their lending standards and make mortgage loans to millions of people with poor credit, spotty job history and little to zero downpayments. (I hope you live in a gated community!)  I knew from our bank's computer models that a large portion of these people predictably would default on their loans.  It was insanity."  Gail S.

FINAL MESSAGE FROM Ted Krager:
Fellow Conservatives and believers in the free market, capitalistic system that built the U.S. into the best, strongest nation on the planet, I need your help!  PLEASE spread the word... Tweet, Blog, eMail or call your friends, family, neighbors and co-workers the URL's below:

http://www.skullduggerybook.blogspot.com/

OR

http://www.skullduggerybook.com/

OR


(The lowest cost for the book is at Amazon!!! and the eBook is available there too.  Kindle only!)

Tweet or Email these URLs to your contacts...

Enough people are not yet educated about Obama's involvement in causing the Great Recession and he was re-elected!  Therefore my #1 mission in life for writing this book was to expose Obama so historians get it right!  He is indeed an impostor.  (The Amateur is also a great book that exposes Obama BUT NOT HIS ORIGINS to the Financial Crisis - NO ONE KNOWS THIS!!!)

HELP ME HELP YOU!!!

Ted Krager

PS - Yes, I moved into a very gated community!   

PS #2 - The book is almost 500 pages long so it is like a novel in that respect.  But this is no "fairy" tale like a novel.  It is the true story of how the far-left ideologies of the Democratic party are trying to take down America.  The story is well documented with footnotes, links and suggested other readings.  At the back of the book is also a stick-figure PowerPoint Presentation that circulated the internet among the mortgage industry in late 2008.  It is an R-rated, direct and accurate depiction of what actually happened but it leaves out one important item - a list of the Chief Architects of the Financial Crisis and their motivations for causing this orchestrated take-down of the economy.  THAT message is only in Skullduggery! True Causes of the Financial Crisis. 

Sunday, October 28, 2012

PRETENDER / COWARD-IN-CHIEF


Pretender / Coward-in-Chief Obama

Stand Down, Obama and your administration.  All of you. Stand Down. You've failed to carry out your responsibilities of office. You treated American lives, including that of an ambassador -- the official representative of your country -- with utter disregard for their safety. You've lied to us about this tragedy so many times and in so many ways you can no longer credibly lead. You are crass, vulgar and without regard for truth, law or common decency and deserve to be drummed out of office.


Watch this video!  THE best anti-Obama campaign ad I have seen, by far!

http://www.youtube.com/watch?v=gsa4uLmTw0M

Send your Follower / Friends / Family here to watch this video.

Are you aware that Obama was one of the MAJOR Architects of the Financial Crisis, destroying Hispanic and Black communities in the process via his role as a young lawyer that sued banks, forcing them to make subprime loans which of course built into a bubble that imploded the economy in 2007?  Yes, Obama's fingerprints are ALL OVER The Great Recession and now we know he is also a coward when it comes to protecting our troops.

This is BIGGER than WaterGate people!  Here's proof of BHOs role in subprime mortgages:




9 days to the most important election of our lifetime.

If the MSM won't expose this Pretender, we all must do it, one person at a time.

Ted Krager




Wednesday, October 24, 2012

Obama's Corrupt Birds of a Feather Flock Together



Clinton is only the 2nd President of the U.S. to ever be impeached (by "that vast right-wing conspiracy") and was disbarred by the state of Arkansas.

 He also paid a $25,000.00 fine there; this was all over the Lewinski incident.

 He also paid an $850,000.00 settlement over the Lewinski incident and paid unknown settlements re: Paula Jones and Gennifer Flowers.

He was also disbarred from practicing law in front of the Supreme Court.


So Bill Clinton, a disbarred lawyer, a President who was impeached for lying under oath and obstruction of a federal investigation,
asks the American people to believe him when he says the best thing for the Country is 4 more years of Obama.
Just wanted to make sure I had it right!

Proving once again that Politics is a career path for serial liars and deceit of the American public and redistribution of wealth and for paybacks to those who vote for you.  The means justifies their (personal) ideologies and goals.  Got it?




Birds of a Feather Flock Together!




If elected to a 2nd term... what would be a no-holds barred and unfettered agenda, what would the Saul Alinsky trained, Rules For Radicals Obama-ites do to the United States?  (By the way, Hillary Rodham Clinton wrote her masters thesis at Yale University on the premise of collapsing the economy and the subsequent redistribution of wealth.)  Their core belief is to collapse the economy and spread the wealth around... a true redistribution goal of Obama's cabinet members and his army of hand picked green energy czars.

Monday, October 22, 2012

Obama's RADICAL Energy / Environmental Agenda to be Enacted in a 2nd Term!

Obama ‘Punting’ on New EPA Rules Until Post-Election

A new report from Senate Republicans warns that the Obama administration and the EPA are delaying implementation of painful new regulations until after the election.  The report from the Senate Committee on Environment and Public Works’ Minority Staff, “A Look Ahead to EPA Regulations for 2013,” points to a “slew of job-killing EPA regulations that the Obama-EPA has put on hold until after the election but will be on the ‘to-do’ list for 2013.”
“As the economy has continued to falter over the past year, team Obama has been delaying rule after rule that will eliminate American jobs, drive up the price of gas at the pump even more, impose construction bans on local communities, and essentially shut down American oil, natural gas, and coal production. They don’t want this economic pain to hit American families just before the election because it would cost President Obama votes.”

The report goes on to state: “It’s pretty clear that if President Obama secures a second term, the Obama-EPA will have a very busy next four years, moving full speed ahead to implement numerous major rules and regulations that he has delayed or punted due to the upcoming election.

“The radical environmental left may not need to worry, but what about American families, who are working hard in tough economic times, trying to make ends meet?

“As the nation struggles to recover from a lagging economy in the coming year, Americans could also be grappling with a regulatory onslaught from the Obama-EPA that will strangle economic growth, destroy millions of jobs, and dramatically raise the price of goods, the cost of electricity, and the price of gas at the pump.”

The “punted” regulations include:

  • Greenhouse gas rules that will “virtually eliminate coal as a fuel option for future electric power generation,” and inflict new permitting costs on more than 37,000 farms.
  • New ozone standards that would cost $90 billion a year.
  • Regulations on hydraulic fracturing that will have “serious impacts on domestic energy production.”
  • Expansion of federal control “over virtually every body of water in the United States, no matter how small.”
  • Storm water regulations that could include “mandates on cities to change existing buildings, storm water sewers, and streets.”
  • Reductions in the sulfur content in gasoline that could boost prices by 9 cents a gallon.
  • Clean Water Act rules that “could require expensive new construction at power plants to lower fish deaths.” Other regulations would affect coal ash, farm dust, oil and gasoline spill prevention, and more.“This report is a wake-up call on the economic pain that the ‘abusive’ Obama-EPA plans to inflict next year,” said Sen. James Inhofe of Oklahoma, ranking member on the committee.
    “It reveals a president who is more concerned about saving his own job than the millions of Americans who are looking for one today.”

    This Obama Agenda Will DESTROY the U.S. Economy Just as He Destroyed the Housing Markets for Minorities in Chicago That Led to the Financial Crisis.  Didn't know this? (Few do...)  Read it Here:


    See 1 minute video here that is an overview of my best selling book that exposes Obama's SIGNIFICANT role in causing the Financial Crisis / Great Recession of 2007-20?? and counting.



  • Thursday, October 18, 2012

    The True Story About Libya, Terrorism and Obama's Coverup


    More evidence of deception

    President Obama’s attempts to wriggle free from his own words and actions on Libya are making things worse.
    American Crossroads, taking exception to Obama’s announcement last night that he really had declared Benghazi to be an act of terrorism, has sent out a memo, which reads:

    The President clearly misled the American people with this claim, because if Obama’s Rose Garden speech was indeed the White House position, it did not inform any subsequent statement by the White House press office — and was even directly contradicted by his own spokesman several days later.
    On September 20 — eight days after Obama claims to have called the Benghazi attack an “act of terror” — Jay Carney affirmed to reporters that the White House had never called it “a terrorist attack.”
    From the gaggle on Air Force One, en route to Miami, 9/20/2012:
    Q: Can you — have you called it a terrorist attack before? Have you said that?
    MR. CARNEY: I haven’t, but — I mean, people attacked our embassy. It’s an act of terror by definition.
    Q: Yes, I just hadn’t heard you —
    MR. CARNEY: It doesn’t have to do with what date it occurred.
    Q: No, I just hadn’t heard the White House say that this was an act of terrorism or a terrorist attack. And I just —
    MR. CARNEY: I don’t think the fact that we hadn’t is not — as our NCTC Director testified yesterday, a number of different elements appear to have been involved in the attack, including individuals connected to militant groups that are prevalent in eastern Libya, particularly in the Benghazi area. We are looking at indications that individuals involved in the attack may have had connections to al Qaeda or al Qaeda’s affiliates, in particular al Qaeda in the Islamic Maghreb.
    Here, White House Press Secretary Jay Carney actually affirmed Gov. Romney’s position that the White House did not call the Benghazi attack an act of terrorism. Carney also said the now infamous video “precipitated some of the unrest in Benghazi” the day before.
    The memo goes on to argue that Obama’s position on Libya is “untenable.” That’s about the shape of things. Did he call it an act of terror and go around misleading the country for two weeks that it was a spontaneous reaction to the anti-Muslim movie? Or did he not call it terror on Sept. 12 and lie to the voters last night?
    There is another problem with Obama’s response. Recall this part of his answer: “So as soon as we found out that the Benghazi Consulate was being overrun, I was on the phone with my national security team, and I gave them three instructions. Number one, beef up our security and — and — and procedures not just in Libya but every embassy and consulate in the region. Number two, investigate exactly what happened, regardless of where the facts lead us, to make sure that folks are held accountable and it doesn’t happen again. And number three, we are going to find out who did this, and we are going to hunt them down, because one of the things that I’ve said throughout my presidency is when folks mess with Americans, we go after them”
    So there was no actual meeting of the National Security Council at which everyone could share information and get on the same page? (David Axelrod has refused to say.) It doesn’t sound like it. But you know Obama was busy that day — flying to Las Vegas for a campaign event. So really, why have a meeting? Well, the weeks of confusion and dissembling that followed should answer that.
    Moreover, if he actually did instruct his team to heighten protection for the Libya Consulate, why was the consulate left unsecured so that CNN could waltz in to grab Ambassador Chris Stevens’s diary? Did Obama not make himself clear, or were his instructions not followed?
    The more we learn the more we see how both dishonest and incompetent has been the handling of this entire incident. The Obama White House may be out spinning the press to buy into the Obama-Crowley line, but no one is buying it. As the rest of the information comes to light, the president retains less and less credibility. Like a fish on a line he flops this way and that, trying to break free of his self-created trap.
    And finally, this Reuters report suggests the administration was entirely unprepared for the 9-11 attacks.:

    In the months before the deadly attack in Benghazi, Libya, U.S. and allied intelligence agencies warned the White House and State Department repeatedly that the region was becoming an increasingly dangerous vortex for jihadist groups loosely linked or sympathetic to al Qaeda, according to U.S. officials.
    Despite those warnings, and bold public displays by Islamist militants around Benghazi, embassies in the region were advised to project a sense of calm and normalcy in the run-up to the anniversary of the September 11 attacks in the United States.
    In short, it appears that the Obama administration didn’t take 9-11 all that seriously, and when tragedy hit, it went into spin mode. Now the president is caught in a tangle of contradictions. Not even Candy Crowley can get him out.




    New Super PAC Formed for Mitt Romney


    An Urgent Message From Our Sponsor

    SuperPAC of America



    Urgent Message from Dick Morris

    Dear Reader:
    Mitt Romney won the second debate with Barack Obama!
    Frankly, Obama's attacks against Romney were nothing less than pathetic.
    Perhaps the major turning point in the debate — the "aha" moment for millions of undecided Americans — was when Mitt Romney so eloquently listed the key statistics of Obama's record.
    The facts about Barack Obama's record are simply indisputable — and disastrous!
    I have been urging publicly that Romney's campaign focus on Obama's record, not just in public utterances but in campaign ads as well.
    This is why — just before the debate — I worked with Super PAC for America to release a powerful new ad that cuts through the political spin and directly cuts to the bone.
    This ad was released just days before Romney's performance — but it sounded just like Romney's recap of Obama's job performance statistics.
    Super PAC for America is dedicated to go directly to the American people to expose Barack Obama for the almost total failure his administration has been.
    The Super PAC’s 30-second ad opens with a black screen and, in total silence, the following indisputable statistics scroll up on the screen:
    —23 Million Unemployed or Underemployed
    —47 Million on Food Stamps
    —5.5 Million Homes in Crisis/Foreclosure
    —$4500 Drop in Household Income
    —$5.5 Trillion of New Debt
    —$716 Billion in Medicare Cuts
    —$2.6 Trillion for Obamacare
    —$1.9 Trillion in New Taxes in Obama’s Budget
    —100% Increase in Gas Prices
    In the middle of this scroll, a roar begins to be heard chanting "Four more years, four more years . . . "
    And then when the scroll ends, the chanting ends and a voice comes on and says,"Four more years of this?
    "You've got to be kidding!"
    The Super PAC for America urgently needs your help to place this ad in key swing state markets across the nation.
    No group is running such clear and powerful ads, not even the Romney campaign.
    That's why I decided to join Mike Reagan, national chairman of Super PAC for America.
    Mike believes like I do that we can't leave it to chance that Obama's record will be fully exposed.
    Mike has also reached out to key advisers who were close to his dad, President Reagan, and helped him win two national elections by a landslide.
    Mike is using Super PAC to put together a winning formula to defeat Barack Obama.
    Mike asked me to serve as Chief Strategist for Super PAC and devise the ads that will speak directly to the American people.
    What I like most about Super PAC is that it is not afraid to speak the truth.
    In the 2010 Congressional elections, Super PAC for America raised millions and played a role in dozens of close House races.
    I believe Super PAC was crucial in helping the GOP win a landslide in the 2010 elections.

    When I was watching the last debate and heard Mitt Romney finally and powerfully recite the "facts" that will end Obama's presidency, I said to myself, "YES!"
    It was as if Mitt Romney watched our Super PAC ad and finally got the message.
    All we need to defeat Barack Obama is to tell the American people the facts, simply, honestly, repeatedly.
    Here's how Mitt Romney put it in the debate Tuesday night:
    "I can tell you that if you were to elect President Obama, you know what you’re going to get. You’re going to get a repeat of the last four years. . .
    "He said that by now we’d have unemployment at 5.4 percent. The difference between where it is and 5.4 percent is 9 million Americans without work.
    "I wasn’t the one that said 5.4 percent. This was the president’s plan — didn’t get there.

    "He said he would have by now put forward a plan to reform Medicare and Social Security because he pointed out they’re on the road to bankruptcy. He would reform them. He’d get that done.
    "He hasn’t even made a proposal on either one.
    "He said in his first year he’d put out an immigration plan that would deal with our immigration challenges — didn’t even file it.
    "This is a president who has not been able to do what he said he’d do. He said that he’d cut in half the deficit. He hasn’t done that either. In fact, he doubled it.
    "He said that by now middle-income families would have a reduction in their health insurance premiums by $2,500 a year. It’s gone up by $2,500 a year. And if 'Obamacare' is passed — or implemented, it’s already been passed — if it’s implemented fully, it’ll be another $2,500 on top.
    "The middle class is getting crushed under the policies of a president who has not understood what it takes to get the economy working again. He keeps saying, look, I’ve created 5 million jobs.
    "That’s after losing 5 million jobs. The entire record is such that the unemployment has not been reduced in this country.
    "The unemployment, the number of people who are still looking for work, is still 23 million Americans.
    "There are more people in poverty — one out of six people in poverty.
    "How about food stamps? When he took office, 32 million people were on food stamps; today 47 million people are on food stamps.
    "How about the growth of the economy? It’s growing more slowly this year than last year and more slowly last year than the year before.
    "The president wants to do well; I understand. But the policies he’s put in place, from 'Obamacare' to Dodd-Frank to his tax policies to his regulatory policies — these policies combined have not let this economy take off and grow like it could have."
    Well, all I can say is "BRAVO Mitt!"
    Mitt Romney was eloquent and persuasive.
    But now the debate is over and the spin has started.
    Some liberal media groups even had "snap" polls taken saying Obama won the debate!
    And the major news networks are trying to once again to confuse voters about the real issues.
    This makes the job of Super PAC for America so important.
    Mike Reagan and I and the thousands of donors to Super PAC for America realize this is a fight for the future of America.
    I can't even contemplate a future led by a second-term President Obama
    We must stop him. We can stop him. Now is our moment.

    Thank you.
    Yours for America,
    Dick Morris

    Paid for by Super PAC for America. Not authorized by any candidate or candidate's committee. www.superPACforAmerica.com.
    Super PAC for America does not make contributions to candidates. Funds raised by Super PAC for America will only be used for independent expenditures in support of or opposition to candidates. Super PAC for America is permitted to accept contributions from individuals and corporations in any amount, provided that contributions from foreign nationals lacking permanent resident status and contributions from federal contractors may not be accepted.
    Contributions to Super PAC for America are not deductible as charitable contributions for federal income tax purposes.

    Tuesday, October 16, 2012

    Las Vegas Oddsmaker has the Election Romney by Wide Margin!


    DIRECT FROM CAESAR’S PALACE 
    A Las Vegas "odds maker" gives his reasons for what he expects will be a big win by Romney in November. He was also the Libertarian party vice-presidential candidate in 2008 which accounts for his right-leaning interpretations and opinions. No matter, it’s an interesting analysis and it will be interesting to compare these comments in late November or December. Perhaps it's Reagan-Carter all over again and maybe even Truman – Dewey from a New York Times standpoint.
    “Most political predictions are made by biased pollsters, pundits, or prognosticators who are either rooting for Republicans or Democrats. I am neither. I am a well-known Vegas odds maker with one of the most accurate records of predicting political races.

    But as an odds maker with a pretty remarkable track record of picking political races, I play no favorites. I simply use common sense to call them as I see them. Back in late December I released my New Year's
    Predictions. I predicted back then - before a single GOP primary had been held, with Romney trailing for months to almost every GOP competitor from Rick Perry to Herman Cain to Newt - that Romney would easily rout his competition to win the GOP nomination by a landslide. I also predicted the Presidential race between Obama and Romney would be very close until election day. But on election day Romney would win by a landslide similar to Reagan-Carter in 1980.

    Understanding history, today I am even more convinced of a resounding Romney victory. 32 years ago at this moment in time, Reagan was losing by 9 points to Carter. Romney is right now running statistically even or a little behind in polls. So why do most pollsters give Obama the edge?

    First, most pollsters are missing one ingredient - common sense. Here is my gut instinct. Not one American who voted for McCain four years ago will switch to Obama. Not one in all the land. But many millions of people who voted for an unknown Obama four years ago are angry, disillusioned, turned off, or scared about the future. Voters know Obama now - and that is a bad harbinger.

    Now to an analysis of the voting blocks that matter in U.S. politics:

    **Black voters. Obama has nowhere to go but down among this group. His endorsement of gay marriage has alienated many black church-going Christians. He may get 88% of their vote instead of the 96% he got in 2008. This is not good news for Obama.

    **Jewish voters. Obama has been weak in his support of Israel. Many Jewish voters and big donors are angry and disappointed. I predict Obama's Jewish support drops from 78% in 2008 to the low 60's. This is not good news for Obama.

    **Youth voters. Obama's biggest and most enthusiastic believers from four years ago have graduated into a job market from hell. Young people are disillusioned, frightened, and broke - a bad combination. The enthusiasm is long gone. Turnout will be much lower among young voters, as will actual voting percentages. This is not good news for Obama.

    **Catholic voters. Obama won a majority of Catholics in 2008. That won't happen again. Out of desperation to please women, Obama went to war with the Catholic Church over contraception. Now he is being sued by the Catholic Church. Majority lost. This is not good news for Obama.

    **Small Business owners. I'm a small businessman myself and I know literally thousands of small business owners. At least 40% of them in my circle of friends, fans and supporters voted for Obama four years ago to give someone different a chance. As I warned them, he would pursue a war on capitalism and demonize anyone who owned a business...that he'd support unions over the private sector in a big way...that he'd overwhelm the economy with spending and debt. My friends didn't listen. Four years later, I can't find one person in my circle of small business owner friends voting for Obama. Not one. This is not good news for Obama.

    **Blue collar working class whites. Do I need to say a thing? White working class voters are about as happy with Obama as Boston Red Sox fans are with the New York Yankees. This is not good news for Obama.

    **Suburban moms. The issue isn't contraception, it's having a job to pay for contraception. Obama's economy frightens these moms. They are worried about putting food on the table. They fear for their children's future. This is not good news for Obama.

    **Military Veterans. McCain won this group by 10 points. Romney is winning by 24 points. The more our military vets get to see Obama the more they dislike him. This is not good news for Obama.

    Add it up. Is there one major group where Obama has gained since 2008? Will anyone in America wake up on election day saying, I didn't vote for Obama four years ago but he's done such a fantastic job, I can't wait to vote for him today. Does anyone feel a vote for Obama makes their job more secure?

    Forget the polls. My gut instincts as a Vegas odds maker and common sense small businessman tell me this will be a historic landslide and a world-class repudiation of Obama's radical and risky socialist agenda.”
    www.skullduggerybook.com   The best selling book: Skullduggery! True Causes of the Financial Crisis as told by a mortgage banking and Wall Street insider / Whistle Blower!  Obama caused the Financial Crisis and if you doubt that, read the article at the link below and then buy and read my book!  Obama is the Chief Architect of the Financial Crisis.  The proof is surfacing and it is indisputable!






    Wednesday, October 10, 2012

    It's Romney By a Landslide on November 6th!


    A Las Vegas "odds maker" gives his reasons for big win by Romney in November. Interesting analysis.  Most political predictions are made by biased pollsters, pundits, or prognosticators who are either rooting for Republicans or Democrats. I am neither.
    I am a former Libertarian Vice Presidential nominee, and a well-known Vegas odds maker with one of the most accurate records of predicting political races.  But as an odds maker with a pretty remarkable track record of picking political races, I play no favorites.  I simply use common sense to call them as I see them. Back in late December I released my New Year's Predictions.
    #1. I predicted back then-before a single GOP primary had been held, with Romney trailing for months to almost every GOP competitor from Rick Perry to Herman Cain to Newt - that Romney would easily rout his competition to win the GOP nomination by a landslide.

    #2. I also predicted that the Presidential race between Obama and Romney would be very close until election day. But that on election day Romney would win by a landslide similar to Reagan-Carter in 1980. Understanding history, today I am even more convinced of a resounding Romney victory. 32 years ago at this moment in time, Reagan was losing by 9 points to Carter. Romney is right now running even in polls.

    #3. So why do most pollsters give Obama the edge? First, most pollsters are missing one ingredient- common sense. Here is my gut instinct. Not one American who voted for McCain 4 years ago will switch to Obama. Not one in all the land. But many millions of people who voted for an unknown Obama 4 years ago are angrydisillusioned, turned off, or scared about the future. Voters know Obama now - and that is a bad harbinger.

    Now to an analysis of the voting blocks that matter in U.S. politics:

    #4. Black voters. Obama has nowhere to go but down among this group. His endorsement of gay marriage has alienated many black church-going Christians. He may get 88% of their vote instead of the 96% he got in 2008. This is not good news for Obama.

    5. Jewish voters. Obama has been weak in his support of Israel. Many Jewish voters and big donors are angry and disappointed. I predict Obama's Jewish support drops from 78% in 2008 to the low 60's. This is not good news for Obama.

    #6. Youth voters. Obama's biggest and most enthusiastic believers from 4 years ago have graduated into a job market from hell. Young people are disillusioned,frightened,and broke-a bad combination. The enthusiasm is long gone. Turnout will be much lower among young voters, as will actual voting percentages. This not good news for Obama.

    #7. Catholic voters. Obama won a majority of Catholics in 2008. That won't happen again. Out of desperation to please women, Obama went to war with the Catholic Church over contraception. Now he is being sued by the Catholic Church.Majority lost. This is not good news for Obama.

    #8. Small Business owners. Because I ran for Vice President last time around, and I'm a small businessman myself, I know literally thousands of small business owners. At least 40% of them in my circle of friends, fans and supporters voted for Obama 4 years ago to give someone different a chance. As I warned them that he would pursue a war on capitalism and demonize anyone who owned a business...that he'd support unionsover the private sector in a big way...that he'd overwhelm the economy with spending and debt. My friends didn't listen. Four years later, I can't find one person in my circle of small business owner friends voting for Obama, Not one. This is not good news for Obama.

    #9. Blue collar working class whites. Do I need to say a thing? White working class voters are about as happy with Obama as Boston Red Sox fans feel about the New York Yankees. This is not good news for Obama.

    #10. Suburban moms. The issue isn't contraception, it's having a job to pay for contraception. Obama's economy frightens these moms. They are worried about putting food on the table. They fear for their children's future. This is not good news for Obama.

    #11. Military Veterans. McCain won this group by 10 points. Romney is winning by 24 points. The more our military vets got to see of Obama, the more they disliked him. This is not good news for Obama.

    Add it up... is there one major group where Obama has gained since 2008? Will anyone in America wake up on election day saying, I didn't vote for Obama 4 years ago, but he's done such a fantastic job, I can't wait to vote for him today.  Does anyone feel that a vote for Obama makes their job more secure? Forget the polls. My gut instincts as a Vegas odds maker and common sense small businessman tell me this will be a historic landslide and a world-class repudiation of Obama's radical and risky socialist agenda.

    It's Reagan-Carter all over again.  

    But I'll give Obama credit for one thing- he is living proof that familiarity breeds contempt.

    BTW - See Ted Krager's short video here - one of the best political books I have read that exposes Barack Obama's significant role in the 2007 Mortgage Meltdown and subsequent Financial Crisis:


    Tuesday, October 9, 2012

    Obama Administration / ObamaCare Killing Small Businesses


    Christian Companies Can't Bow to Sinful Mandate
    By David Green, CEO of Hobby Lobby
    When my family and I started our company 40 years ago, we were working out of a garage on a $600 bank loan, assembling miniature picture frames. Our first retail store wasn't much bigger than most people's living rooms, but we had faith that we would succeed if we lived and worked according to God's word. From there, Hobby Lobby has become one of the nation's largest arts and crafts retailers, with more than 500 locations in 41 states.
    Our children grew up into fine business leaders, and today we run Hobby Lobby together, as a family.  We're Christians, and we run our business on Christian principles.  I've always said that the first two goals of our business are (1) to run our business in harmony with God's laws, and (2) to focus on people more than money. And that's what we've tried to do. We close early so our employees can see their families at night. We keep our stores closed on Sundays, one of the week's biggest shopping days, so that our workers and their families can enjoy a day of rest. We believe that it is by God's grace that Hobby Lobby has endured, and he has blessed us and our employees. We've not only added jobs in a weak economy, we've raised wages for the past four years in a row. Our full-time employees start at 80% above minimum wage.

    But now, our government threatens to change all of that. A new government healthcare mandate says that our family business must provide what I believe are abortion-causing drugs as part of our health insurance. Being Christians, we don't pay for drugs that might cause abortions. Which means that we don't cover emergency contraception, the morning-after pill or the week-after pill. We believe doing so might end a life after the moment of conception, something that is contrary to our most important beliefs. It goes against the Biblical principles on which we have run this company since day one. If we refuse to comply, we could face $1.3 million per day in government fines.

    Our government threatens to fine job creators in a bad economy. Our government threatens to fine a company that's raised wages four years running. Our government threatens to fine a family for running its business according to its beliefs. It's not right.

    I know people will say we ought to follow the rules; that it's the same for everybody. But that's not true. The government has exempted thousands of companies from this mandate, for reasons of convenience or cost. But it won't exempt them for reasons of religious belief.  So, Hobby Lobby and my family are forced to make a choice. With great reluctance, we filed a lawsuit today, represented by the Becket Fund for Religious Liberty, asking a federal court to stop this mandate before it hurts our business. We don't like to go running into court, but we no longer have a choice. We believe people are more important than the bottom line and that honoring God is more important than turning a profit.

    My family has lived the American dream. We want to continue growing our company and providing great jobs for
    thousands of employees, but the government is going to make that much more difficult. The government is forcing us to choose between following our faith and following the law. I say that's a choice no American and no American business should have to make.

    David Green is the CEO and founder of Hobby Lobby Stores, Inc.

    http://www.youtube.com/watch?v=WRGKbgmU94A&feature=plcp

    Skullduggery!  True Causes of the Financial Crisis by industry insider/ whistleblower!



    Monday, October 8, 2012

    Our Imperial President


              Obama's Executive Orders - Must Read!

    IF THIS DOES NOT SCARE THE LIVING DAYLIGHTS OUT OF YOU, YOU HAVE A SERIOUS PROBLEM..............I KNOW SOME OF YOU DO NOT WANT ANYTHING POLITICAL BUT I THOUGHT YOU SHOULD SEE THIS. 

    EXECUTIVE ORDERS ISSUED…

    FDR                         11 in 16 years
    Truman                     5 in 7 years
    Ike                             2 in 8 years
    Kennedy                   4 in 3 years
    Nixon                        1 in 6 years
    Ford                          3 in 2 years
    Carter                       3 in 4 years
    Reagan                    5 in 8 years
    Bush                         3 in 4 years
    Clinton                     15 in 8 years
    George W. Bush      62 in 8 years
    Obama                     923 in 3 1/2 years!
     

    Subject: Executive Orders .... where's the media?

     
    If you don't get the implications, you're not paying attention.  How many warnings do you need?
      
    923 Executive Orders in 40 Months

    During my lifetime,  all Presidents have issued Executive Orders, for
    reasons that vary, some more than others.


    When a President issued as many as 30  Ex. Orders during a term in
    office, people thought there was something amiss.

         
    WHAT DO YOU THINK ABOUT  923  EX. ORDERS IN ONE PART OF ONE TERM?
    YES,  THERE IS A REASON.  IT IS THAT THE PRESIDENT IS DETERMINED TO TAKE CONTROL AWAY FROM THE HOUSE AND THE SENATE.

    Even some Democrats in the House have turned on him, plus a very small number of Democrat Senators question him.

    HE SHOULD BE QUESTIONED.  WHAT IS HE REALLY TRYING TO ACCOMPLISH???

    DOES THIS SCARE YOU AS MUCH AS IT DOES ME?

    ________________________________

    Not really surprising that he appointed "Czars" to be in charge of everything.
    Emperor Obama?
    Coming soon to a neighborhood near you.


    THIS IS NOT FUNNY, AND IF YOU VOTE FOR HIM AGAIN, YOU CAN EXPECT MORE!


    Remember what he told Russia's Putin: "I'll be more flexible after I'm re-elected".

    THE OBAMA ADMINISTRATION: Obama signed 923 Executive Orders in 40 months!

    What did Congress do in those 40 months? (The House - considerable. The Senate, nothing, not even a budget nor allowing any House bill to be considered.)

    A whole new order must prevail in Washington DC as a result of this next election! Now look at these:

    -EXECUTIVE ORDER 10990 allows the government to take over all modes of
    transportation and control of highways and seaports.

    -EXECUTIVE ORDER 10995 allows the government to seize and control the
    communication media.


    -EXECUTIVE ORDER 10997 allows the government to take over all electrical power,
    gas, petroleum, fuels and minerals.


    -EXECUTIVE ORDER 10998 allows the government to take over all food resources and
    farms.


    -EXECUTIVE ORDER 11000 allows the government to mobilize civilians into work
    brigades under government supervision.


    -EXECUTIVE ORDER 11001 allows the government to take over all health, education
    and welfare functions.


    -EXECUTIVE ORDER 11002 designates the of all persons. Postmaster General to
    operate a national registration


    -EXECUTIVE ORDER 11003 allows the government to
    take over all airports and aircraft, including commercial aircraft.


    -EXECUTIVE ORDER 11004 allows the Housing and Finance Authority to relocate
    communities, build new housing with public funds, designate areas to be
    abandoned, and establish new locations for populations.


    -EXECUTIVE ORDER 11005 allows the government to take over railroads, inland
    waterways and public storage facilities.


    -EXECUTIVE ORDER 11049 assigns emergency preparedness function to federal
    departments and agencies, consolidating 21 operative Executive Orders issued
    over a fifteen year period.


    -EXECUTIVE ORDER 11051 specifies the responsibility of the Office of Emergency
    Planning and gives authorization to put all Executive Orders into effect in
    times of increased international tensions and economic or financial crisis.


    -EXECUTIVE ORDER 11310 grants authority to the Department of Justice to enforce
    the plans set out in Executive Orders, to institute industrial support, to
    establish judicial and legislative liaison, to control all aliens, to operate
    penal and correctional institutions, and to advise and assist the President.


    -EXECUTIVE ORDER 11921 allows the Federal Emergency Preparedness Agency to
    develop plans to establish control over the mechanisms of production and
    distribution, of energy sources, wages, salaries, credit and the flow of money
    in U.S. financial institution in any undefined national emergency. It also
    provides that when a state of emergency is declared by the President, Congress
    cannot review the action for six months.



    Feel free to verify the "executive orders" at will... and these are just the
    major ones I'm sure you've all heard the tale of the "Frog in the Pot"... you
    all comfortable???
    Watch Obama's actions, not his words! By his actions he will show you where
    America is headed.


    . Just this week, Obama has issued a new executive order that seeks to
    "harmonize" U.S. economic regulations with the rest of the world. This new
    executive order is yet another incremental step that is pushing us closer to a
    North American Union and a one world economic system.

    Unfortunately, most Americans have absolutely no idea what is happening.
    The American people need to understand that Barack Obama is constantly looking
    for ways to integrate the United States more deeply with the rest of the world.
    The globalization of the world economy has accelerated under Obama, and this
    latest executive order represents a fundamental change in U.S. economic policy.
    Now federal regulators will be required to "harmonize" their work with the
    international community.

    OUR IMPERIAL PRESIDENT IS NOT ONE OF US!!!


    I am a Whistle Blower / Insider on Obama's PIVOTAL role in Causing the Financial Crisis!

    Buy the book.  Read the book.  Recommend the book to all your contacts.  Expose Obama's 
    hidden) roles in causing The Financial Crisis!  

    Thursday, October 4, 2012

    Obama's Worst Nightmare!





    Touche!  Obama will inherit the mess caused by his own "gaming the system" and "changing the rules" resulting from his own and very first action that caused the Financial Crisis.  No one disputes that subprime mortgages caused the Financial Crisis.  So the question is, where did they come from and when.

    FACTS:
    1994- Obama is part of a Chicago legal team that files the first ever lawsuit against a bank, Citi, alleging racial discrimination.  The suit becomes a class action suit with many Hispanics and Blacks represented by the law firm.
    1999- the suit settles for over a million dollars with $900k to the law firm and the myriad plaintiffs splitting the rest.

    January 1994:  "No loan is exempt (from CRA requirements), no bank is immune. For those who thumb their nose at us, I promise vigorous enforcement."  Janet Reno, Bill Clinton's Attorney General

    1999- President Clinton passes a bill in the middle of the night, Graham-Leach-Bliley.  It allows the banks for  the first time ever, to use "safe" assets (like checking, savings, CD's, etc.) to invest in more speculative things like... subprime mortgage loans.

    1998 /1999 - ACORN, Al Sharpton, Jesse Jackson and other activists recognize they can use the race card to force banks to make subprime loans.  (Of course these were called "Affordable Housing" loans under Jimmy Carter's 1977 Community Reinvestment Act or CRA).

    1999-2002 - banks across the U.S. make a tiny number of subprime loans in spite of the activism efforts aimed at them.  The banks' defense is that most of them were public companies and had shareholders and a Board to answer to.  Their computer models proved a large number of these would default.  President Clinton, a progressive Democrat, creates quotas for the banks, tells them their expansion plans would not be approved if they do not make more subprime loans.  Still, the banks do not "play ball."  Clinton has his AG, Janet Reno, threaten the banks with severe penalties if they do not comply!

    Clinton figures out that the banks cannot make many of these subprime loans because Fannie Mae and Freddie Mac cannot buy subprime loans, only A-paper (prime) loans per their charters.

    Clinton tells his Treasury Secretary, Robert Rubin, to re-write the charters, allowing Fannie and Freddie to buy subprime loans, thereby providing the final piece for an endless flow of subprime loans to people with bad credit, poor job history and a predictably high number of loan defaults.

    January 2002 - a Harvard Professor asked for and was granted a specially called Senate Banking Committee.  Using 3,000+ mortgages from the late 1990's, he gave proof that 85% of home buyers were being abused badly with hidden fees and costs, by banks, mortgage banks and mortgage brokets.  These abusive loans were all in violation of RESPA (Real Estate Settlement Procedures Act) that governs mortgages in all 50 states and violated the usury laws in all 50 states as well.  So what did the Democratically controlled Senate Banking Committee do with this information?  They buried it.  Indeed they did.  Why?  At http://www.opensecrets.org/  you will find the answers.  That site has the list of all the PAC donations from the banks and other financial services companies to the members of Congress that were fighting for the Obama-Clinton subprime mortgage leviathan to go on and on.  Senator Obama was the 3rd largest recipient of PAC dollars in all this time.  Progressive politicians and banks did not want the music to stop. 


    1999-2007- Trillions of dollars of subprime loans are piled onto the balance sheets of financial institutions in the U.S. and around the world who were told (By Standard & Poors and Moodys) that these Mortgage Backed Securities were AAA rated investments, knowing they were not. 

    Look at this chart by Case-Shiller, who track all housing metrics back to the 1890's!


    The lawsuit Obama was part of, the "Affordable Housing" (subprime loan) / CRA agenda, Clinton's gun-to-the-head social justice politics, the re-write of Fanne Mae and Freddie mac charters and finally, the passage of Graham-Leach-Bliley, all paved the way for what you see in this chart in 1998 &1999 through 2007 - the subprime mortgage boom = Housing Boom = the Housing Bust = the Financial Crisis = The Great Recession of 2007 to ????

    This was all orchestrated and enforced by activists, Obama, Clinton and their respective progressive followers and hanger-oners.  The U.S. economy gorged on subprime mortgage loans that few could afford the minute that the economy slowed down.  Until that slow down, subprime borrowers refinanced 3-6 months, pulling cash from their equity, and using that to augment their payments and growing lifestyle.  Then the subprime mortgage induced housing bonanza stopped. The only music still playing was "Nero, fiddling as Rome burned."

    No sane person can look at that chart above and not ask "What the hell happened in 1998-1999?  The subprime mortgage boom caused the current Great Recession and it is irrefutable!  

    Is it any wonder that Bill Clinton and Barack Obama and all their acolytes are so very busy in projection now?  They are the ones who "changed the rules" and "gamed the system", not the "Fat Cat Bankers" and "Greedy Wall Streeters" they so want to offload the worst recession since the Great Depression on.

    And by the way... the Hispanics and Blacks in the Chicago area who were anointed with those very first subprime loans from 1998-2007... over 50% of them have lost their homes or are in foreclosure.  Barack Obama destroyed, with help from Bill Clinton, the very people he purports to want to help by "spreading the wealth around."
    Want proof?  Read the article at this link:   
    Do you think more than about 1% of the population knows all of this?  If they did, there is no way Obama would get re-elected.

    I'm just giving you the tip of the iceberg of what's in my new book: Skullduggery! True Causes of the Financial Crisis.  http://www.skullduggerybook.com/   I was a Wall Street insider and Mortgage Banking executive for 20+ years.  I served as President of my state's mortgage association and was on that Board from 2002-2005 so I was there... in quarterly meetings in Washington D.C.  I saw and heard things few people outside that world know.  I am the ultimate insider and whistle blower and I'm trying to blow that whistle as loudly as I can!

    2012 - just 49 days before the most important election of our lifetimes
    Shameless Promotion - this is an awareness campaign aimed at selling books but my BIGGER purpose is to make sure Barack Obama is outed as one of the chief architects of the Financial Crisis and is not re-elected. The U.S. as we know it cannot survive another 4 years of what Obama is doing to this country, much less what he HAS PLANNED to do, unfettered by having to worry about re-election from 2013 - 2016.

    Love America the way it used to be, based on free markets and capitalism that made us the envy of the world?  Then buy and read my book and more importantly, spread the word.

    No more BO.  The United States will do so much better without BO.  He is NOT one of us.

    Ted Krager

    The truth will set the U.S. free! 

    PS - I have been asked if I am the subprime mortgage scam "Deep Throat" of the Nixon-Watergate era.  Maybe.  Time and history will tell.  I know one thing, I love this country and I know most of you do as well; we must all do everything we can to prove that Emperor Obama has no clothes.  In fact, he is becoming more naked by the day.  Just 49 days to the election as I write this blog post on September 18th, 2012.  The clock is ticking.